Bergen County, NJ & Remote · Bilingual EN/ES

You built the business.
Let's make sure you keep
what you earned.

Most contractors and business owners doing $1M or more are overpaying the IRS, bleeding cash on jobs that look profitable but aren't, and making decisions without the numbers to back them up. We fix that.

$1M–$5M
Revenue range we serve best
1
Person on your account. Always.
EN/ES
Fully bilingual service
Business Diagnostic Preview
Entity structure
Sole LLC → S-Corp candidate
Potential SE tax savings: $14,200/yr
Deductions currently missed
4 identified ~$9,400
Mileage, home office, equipment, retirement
Books status
3 months behind Risk
Q2 estimates not filed — penalties accruing
Year-end tax position
Unplanned Fixable
7 months to act before year-end close
Sound familiar?

Meet Miguel.

Miguel owns a high-end remodeling firm in northern New Jersey doing $2.5M a year. If you saw his Instagram, you'd think he was crushing it — beautiful projects, a wrapped truck, a crew of eight.

But every Thursday night, Miguel is in his home office with a headache, staring at a bank balance that doesn't match his hard work. His bookkeeper tells him he's profitable. His tax guy sees him once a year and says "Great year, Miguel — you owe $65k." Miguel is confused. If he's so profitable, why is he using his personal credit card to cover a lumber order? Why is he holding off on his own paycheck just to make sure his guys get paid on Friday?

Miguel isn't broke. But he isn't building anything either. He's what we call Successful but Broke.

"We didn't just do the books. We performed a financial autopsy. What we found changed everything."

On his last three big jobs, Miguel was actually paying to work. His labor wasn't tracked to specific jobs, so a 20% profit margin on paper was actually a 4% loss after overhead. He was growing broke.

We implemented three things. Job-level profitability tracking. Proactive tax planning. A 90-day cash flow forecast. That $65k surprise became a $0 surprise. Miguel can now see financial storms before they hit.

He didn't need more jobs. He needed a team that protected the money he was already making.

Book Your Business Diagnostic →

What changed in 90 days

April tax bill $0 surprisePlanned and funded quarterly
Cash reserves $50KUp from $0 held
Job profitability Known by ThursdayEvery week, every crew
Entity structure S-Corp elected$14,200/yr saved in SE tax
Owner paycheck On a scheduleNot when cash allowed
What we change

This is what happens when
you work with Alianza.

01

Stop overpaying the IRS.

We shift your tax planning from reactive to proactive. No more surprises in April. No more writing checks you weren't prepared for. Every dollar saved is yours to keep.

02

Know exactly where your money is going.

We track every job, every dollar, every month. You'll know which work is making you money and which is costing you — before it's too late to do anything about it.

03

Get lender-ready before you need to be.

When the bank asks for your financials, you'll hand them a package that tells the right story. Clean books. Accurate returns. A balance sheet that holds up under scrutiny.

"Most of our clients save more in year one than they pay us in a year."

Alicia Flores — Licensed Tax Preparer, State of New Jersey · Alianza Financial Services

Contractor at job site
Contractors Trades Property Managers
Who we work with

We work with established
business owners who are
serious about growth.

Alianza Financial Services is built specifically for contractors, trades businesses, and business owners across New Jersey doing $1M to $5M in annual revenue who are ready to stop leaving money on the table.

01

General Contractors & Trades

Construction, plumbing, electrical, HVAC, landscaping. Job costing, subcontractor 1099s, equipment deductions — we know your world inside and out.

02

Property Managers

Boutique residential and commercial firms. Rent rolls, CAM reconciliations, owner distributions, and entity structuring that protects what you've built.

03

Small Business Owners

Cleaning companies, service businesses, and solo operators across Bergen County. If you're running lean and growing, we're the team you've been missing.

The process

How it works.

01

Book Your Business Diagnostic

30 minutes. We review where your business stands financially and tell you exactly what needs to be fixed. No pitch. No fluff. Just answers you can act on.

02

We Build Your Strategy

Based on what we find, we recommend the right engagement — whether that's getting your books clean, building a tax strategy, or becoming a full Profit Partner.

03

We Handle Everything

Books reconciled monthly. Taxes filed on time. Estimates funded. You run the business. We make sure the numbers never hold you back.

Start with a Free Diagnostic →
Client stories

What contractors say about
working with Alianza.

★★★★★

"I had no idea I was paying to work on three of my biggest jobs last year. Alianza found it in the first month. That alone paid for two years of their fee. I don't know how I ran this business without them."

Marcus Rivera
Marcus Rivera
General Contractor · Bergen County, NJ
★★★★★

"I had been doing my own books for three years and thought I was on top of it. Alianza looked at my numbers and found $11,000 in deductions I had never taken. I wish I had made this call sooner."

Sofia Mendez
Sofia Mendez
Cleaning Business Owner · Garfield, NJ
★★★★★

"When my bank asked for two years of financials for the line of credit, I sent them over in 20 minutes. Clean P&L, clean returns, organized. I got approved. That would not have happened a year ago."

James Okafor
James Okafor
Property Manager · Fort Lee, NJ
Next step

Ready to find out how much
money is hiding in
your business?

Book your Business Diagnostic. 30 minutes. No pitch. Just answers about where your business actually stands — and exactly what we'd do about it.

Book Your Business Diagnostic →

We take on a limited number of new clients each year. If you're serious, let's talk.